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Whole life insurance policies are non-correlated properties. Regardless of what takes place in the market (stock, actual estate, or otherwise), your insurance coverage policy retains its worth.
Market-based financial investments expand wide range much faster however are subjected to market fluctuations, making them inherently high-risk. Suppose there were a third pail that used security however additionally modest, surefire returns? Entire life insurance policy is that third pail. No matter exactly how diversified you believe your portfolio may be, at the end of the day, a market-based investment is a market-based financial investment.
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